Buy Only What You Need

Spending money is a way of life for many people. Shopping becomes a habit. It can become an addiction.

Finding bargains and buying on-sale items don't always mean that you're saving. It could be that you're buying things you don't necessarily need.

Know the difference between what you really need and what you want. When a person says they "need" new shoes, is it truly essential or simply a desire? How many people intend to buy a Toyota but drive home with a Lexus?